{"id":84,"date":"2015-04-29T21:06:39","date_gmt":"2015-04-29T21:06:39","guid":{"rendered":"https:\/\/909loans.com\/?page_id=84"},"modified":"2023-07-06T21:14:54","modified_gmt":"2023-07-06T21:14:54","slug":"property-search","status":"publish","type":"page","link":"https:\/\/909loans.com\/?page_id=84","title":{"rendered":"FAQ"},"content":{"rendered":"

Capital 1 Mortgage<\/span>
\n<\/strong><\/span>can offer the highest rates of return on your investments secured by hand-picked deeds of trust. With the experience to choose the appropriate properties, Capital 1 Mortgage Trust Deeds can be your vehicle to a reasonable return on your money in an environment secured by deed of trust.<\/span><\/p>\n

You may have some questions:<\/span><\/strong><\/span><\/p>\n

What are Capital 1 Mortgage Trust Deeds?<\/span>
\n<\/strong><\/span>Trust deed investments are trust deed secured loans on homes catering to the special needs of borrowers that can meet the loan to value criteria attached to Capital 1 Mortgage loan policies.<\/span><\/p>\n

Under our two programs, Capital 1 Mortgage would assign a portion of a deed of trust to the investor or investors (Plan A) or negotiate and arrange a loan between the borrower and the investor or investors (Plan B).<\/span><\/p>\n

What is a trust deed?
\n<\/span><\/strong><\/span>A Trust Deed is a recorded lien against real property to secure a promissory note signed by a borrower. The note clearly states the amount borrowed, the rate of interest and terms of repayment.<\/span>
\n Capital 1 Mortgage programs concentrate on first trust deed loans only. This is quality assured through prequalification of the property and the borrower, along with low loan to value ratios (i.e., on a $100,000 property, the maximum loan is $70,000).<\/span><\/p>\n

Is it possible for an individual to lend money on real estate?
\n<\/strong><\/span>Yes! Sophisticated investors have loaned money on real estate for years using the same type of legal contracts lenders employ to ensure the return of their investments.<\/span><\/p>\n

Did Capital 1 Mortgage invent Trust Deed Investments?<\/span><\/strong><\/span>
\nNo. For decades, hundreds of mortgage companies nationwide have made private money loans on property with their own and savvy investors’ funds.<\/span>
\nYou can find\u00a0more info. on Trust Deed Investing by\u00a0visiting Google\u2122 & YouTube\u2122.<\/span><\/p>\n

Why does a borrower pay higher interest than current rates?
\n<\/span><\/strong><\/span>These short term loans are for special needs like quick cash, providing investment property financing, or any number of situations. Capital 1 Mortgage has the expertise and state of the art computer processing systems to expedite the borrower\u2019s loan process.<\/span>
\n We can supply a hassle-free first trust deed loan in 15 days to borrowers with enough equity in their property. Rather than wait 30 days or longer to get an answer from a bank, qualified borrowers with sufficient equity can get the cash they need now.<\/span><\/p>\n

What motivates Capital 1 Mortgage?
\n<\/span><\/strong><\/span>Capital 1 Mortgage can give the investors a good return on their money while secured by a deed of trust. For this service, Capital 1 Mortgage receives from the borrowers points and fees for the facilitation of the loans.<\/span><\/p>\n

Who appraises the property?
\n<\/span><\/strong><\/span>An independent, licensed appraiser will evaluate the property.<\/span><\/p>\n

How do I know my money is secured by a deed of trust?
\n<\/span><\/strong><\/span>Capital 1 Mortgage delivers a note and a deed of trust to you with interest in the property which collateralizes your money.
\n<\/span>You will receive the following documentation:
\n<\/strong><\/span>Copy of Promissory Note
\n<\/strong><\/span>Copy of deed of trust securing the note, which is
\n<\/strong><\/span>recorded in the County Recorder’s Office
\n<\/strong><\/span>Any other applicable documentation<\/strong><\/span><\/span><\/p>\n

When and how will I be repaid?
\n<\/span><\/strong><\/span>Like any other lender, you will be paid per the terms of your contract.<\/span>
\n Please note: the title cannot allow the sale or refinance of the property (your collateral) without reconveyance (release upon satisfaction of terms) from you.<\/span><\/p>\n

Capital 1 Mortgage offers the following plans:<\/span><\/strong><\/span>
\n<\/span><\/strong><\/span>Plan A
\n<\/span><\/strong>A minimum of $100,000* may be invested in terms ranging from 6 to 36 months. This plan (our most attractive to the uninitiated investor) requires that Capital 1 Mortgage fund each loan with our own funds first, allowing only a partial investor involvement.
\n<\/span>Plan B
\n<\/span><\/strong><\/span>This loan is facilitated by Capital 1 Mortgage for the independent investor or investors. Under this plan, Capital 1 Mortgage brings the borrower and the investor together. Then, Capital 1 Mortgage assists with the negotiating and the paperwork.<\/span><\/p>\n

Is there a minimum investment amount?
\n<\/strong><\/span>*Yes. Due to the high cost of real estate in CA, the minimum loan amount is $200,000. However, on the first loan the uninitiated investor can put in $100,000 to try trust deed investing.
\n<\/span>
\nAre there any broker fees or account maintenance fees charged by Capital 1 Mortgage?
\n<\/strong><\/span>No. Unlike mutual funds, annuities, stocks and other types of investments, there’s no broker or account maintenance fees charged to the investor, by Capital 1 Mortgage.
\n<\/span><\/p>\n

How can I get started?
\n<\/span><\/strong><\/span>Call the owner of Capital 1 Mortgage, Alan Sazman, at 760-257-3000 for a free, no obligation consultation, and you can begin participating in these high quality trust deed loans.<\/span>
\n A. Sazman has been licensed by the CA Bureau of Real Estate Since 1991. License #994131<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Capital 1 Mortgage can offer the highest rates of return on your investments secured by hand-picked deeds of trust. With the experience to choose the appropriate properties, Capital 1 Mortgage Trust Deeds can be your vehicle to a reasonable return on your money in an environment secured by deed of trust. You may have some […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-84","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/909loans.com\/index.php?rest_route=\/wp\/v2\/pages\/84","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/909loans.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/909loans.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/909loans.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/909loans.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=84"}],"version-history":[{"count":46,"href":"https:\/\/909loans.com\/index.php?rest_route=\/wp\/v2\/pages\/84\/revisions"}],"predecessor-version":[{"id":678,"href":"https:\/\/909loans.com\/index.php?rest_route=\/wp\/v2\/pages\/84\/revisions\/678"}],"wp:attachment":[{"href":"https:\/\/909loans.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=84"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}